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FINLEXICON

Your Financial
Dictionary

Make sense of the financial terms you read, hear, and use every day.

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About FinLexicon

Build Financial Confidence, One Term at a Time.

FinLexicon is your financial dictionary, bringing terms from everyday banking to investing together in one organised place. Find clear meanings and practical examples to help you understand what you read and hear.

Simple Explanations

Understand each term in clear, everyday language.

Practical Examples

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Browse Financial Terms by Category

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Explore Sample Terms

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Insurance

Health Insurance

Health insurance helps cover eligible medical expenses, reducing the financial burden of hospitalisation, treatment, and certain healthcare costs.

Difficulty
Simple
View Term
Taxation

Income Tax

Income Tax is a tax charged on the income earned by individuals and businesses, with the amount usually depending on how much taxable income they earn.

Difficulty
Simple
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Taxation

Income Tax Return (ITR)

An Income Tax Return (ITR) is a form used to report income, taxes paid, deductions, and other required financial information to India’s Income Tax Department.

Difficulty
Moderate
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Portfolio & Investment Management

Index Fund

An Index Fund is a mutual fund or exchange-traded fund designed to track the performance of a specific market index rather than actively selecting securities.

Difficulty
Moderate
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Economics

Inflation

Inflation is the general rise in prices of goods and services over time, which reduces the purchasing power of money.

Difficulty
Simple
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Equity Market

Initial Public Offering (IPO)

Initial Public Offering (IPO) is the process through which a company offers its shares to the public for the first time, allowing investors to become shareholders.

Difficulty
Moderate
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Economics

Interest Rate

An Interest Rate is the percentage charged for borrowing money or earned for lending or depositing money over a specified period.

Difficulty
Simple
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Portfolio & Investment Management

Investment Horizon

An investment horizon is the length of time an investor expects to keep money invested before needing to use it.

Difficulty
Simple
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Behavioural Finance

Loss Aversion

Loss Aversion is the tendency to feel the pain of losing money more strongly than the satisfaction of gaining a similar amount.

Difficulty
Simple
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Portfolio & Investment Management

Mutual Fund

A Mutual Fund pools money from many investors and invests it in assets such as stocks, bonds, or money-market instruments according to a stated investment objective.

Difficulty
Moderate
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Personal Financial Planning

National Pension System (NPS)

The National Pension System (NPS) is a regulated retirement savings system in India that helps individuals build a pension corpus through long-term, market-linked investments.

Difficulty
Moderate
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Economics

Opportunity Cost

Opportunity Cost is the value of the next-best alternative that is given up when a person, business, or government chooses one option over another.

Difficulty
Simple
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