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FINLEXICON

Your Financial
Dictionary

Make sense of the financial terms you read, hear, and use every day.

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About FinLexicon

Build Financial Confidence, One Term at a Time.

FinLexicon is your financial dictionary, bringing terms from everyday banking to investing together in one organised place. Find clear meanings and practical examples to help you understand what you read and hear.

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Financial Analysis & Valuation

P/E Ratio

The P/E Ratio compares a company’s share price with its earnings per share and is commonly used to understand how the market is valuing its profits.

Difficulty
Moderate
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Personal Financial Planning

Public Provident Fund (PPF)

The Public Provident Fund (PPF) is a government-backed long-term savings scheme in India that offers tax benefits, fixed-period savings, and relatively high capital safety.

Difficulty
Moderate
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Real Estate

Real Estate Investment Trust (REIT)

A Real Estate Investment Trust (REIT) is an investment vehicle that pools money from investors to own or finance income-generating real estate.

Difficulty
Moderate
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Banking & Financial Institutions

Recurring Deposit (RD)

A Recurring Deposit (RD) is a bank deposit where a fixed amount is invested regularly for a set period and earns interest.

Difficulty
Simple
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Banking & Financial Institutions

Savings Account

A Savings Account is a bank account where people can safely keep money, earn interest, and withdraw funds when needed.

Difficulty
Simple
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Loans And Credit

Secured Loan

A Secured Loan is a loan backed by an asset pledged as collateral, reducing the lender’s risk if the borrower fails to repay.

Difficulty
Simple
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Equity Market

Share

A Share is a unit of ownership in a company that gives its holder certain rights, including potential dividends, voting privileges, and benefits from the company's financial growth.

Difficulty
Simple
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Behavioural Finance

Sunk Cost Fallacy

The sunk cost fallacy is the tendency to continue with an investment or decision because money, time, or effort has already been spent, even when future prospects no longer justify continuing.

Difficulty
Simple
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Portfolio & Investment Management

Systematic Investment Plan (SIP)

A Systematic Investment Plan (SIP) allows an investor to invest a fixed amount in a mutual fund at regular intervals, usually every month.

Difficulty
Moderate
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Insurance

Term Life Insurance

Term life insurance provides life cover for a fixed period and pays a benefit to the nominee if the insured person dies during that term.

Difficulty
Simple
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Payments & Fintech

Unified Payments Interface (UPI)

The Unified Payments Interface (UPI) is an instant digital payment system in India that allows money to move directly between bank accounts using a mobile device.

Difficulty
Simple
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Insurance

Waiting Period

A waiting period is a specified time during which certain insurance benefits or claims are not yet covered after a policy begins.

Difficulty
Simple
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