Skip to content
FINLEXICON

Your Financial
Dictionary

Make sense of the financial terms you read, hear, and use every day.

Explore Sample Terms
FINLEXICON learning illustration
About FinLexicon

Build Financial Confidence, One Term at a Time.

FinLexicon is your financial dictionary, bringing terms from everyday banking to investing together in one organised place. Find clear meanings and practical examples to help you understand what you read and hear.

Simple Explanations

Understand each term in clear, everyday language.

Practical Examples

See how financial concepts relate to real situations.

Explore by Topic

Browse categories to find the terms that interest you.

Learn at Your Pace

Start with the basics or explore more advanced concepts.

Explore by category

Browse Financial Terms by Category

Choose a category to explore its sample terms below.

Explore All Terms
Try FinLexicon

Loans And Credit

Borrowing, lending products, credit scores, interest, repayments, and credit risk from the borrower or consumer side.

View All Sample Terms
Loans And Credit

Credit Score

A Credit Score is a numerical measure of a borrower’s creditworthiness, based mainly on their past borrowing and repayment behaviour.

Difficulty
Simple
View Term
Loans And Credit

Credit Utilization Ratio

The Credit Utilization Ratio shows how much of a person’s available revolving credit limit is currently being used.

Difficulty
Moderate
View Term
Loans And Credit

EMI

An EMI (Equated Monthly Installment) is the regular monthly payment a borrower makes to repay a loan, usually including both principal and interest.

Difficulty
Moderate
View Term
Loans And Credit

Secured Loan

A Secured Loan is a loan backed by an asset pledged as collateral, reducing the lender’s risk if the borrower fails to repay.

Difficulty
Simple
View Term